Compare high-deductible vs low-deductible insurance plans and find exactly when the savings kick in.
This tool calculates the break-even point between two insurance plans with different deductibles. The break-even is the claim amount where your total out-of-pocket cost (premium plus deductible) is the same for both plans. Below this amount, the low-deductible plan costs less. Above it, the high-deductible plan saves you money. Enter your plan details above to see which is better for your situation.