Find out if too much of your wealth is tied up in one stock. Especially critical for employees with company stock or RSUs.
Include employee stock, RSUs, ESPP shares, and any direct holdings of this one company.
Include all brokerage, retirement, and investment accounts.
This calculator measures single-stock concentration risk, which is especially dangerous for employees holding company stock through RSUs or ESPP. A concentrated position means a single company's performance can dominate your financial future. Financial advisors typically recommend keeping any single stock position below 10-15% of your total portfolio. For employer stock, the risk is compounded because both your salary and your investments depend on the same company. Diversification is the primary defense against concentration risk.